A customer will be charged a one off 1% access fee and a daily maintenance fee is applied the next day at midnight or 00.00 hrs. A customer will also be charged 20% Excise Duty on the daily maintenance fee.
1. Access Fee
- Rate: 1% of the amount accessed
- When charged: One-time fee when you first access Fuliza for a transaction
- Example: If you access KSh 1,000 through Fuliza, you pay KSh 10 as access fee
M-Pesa Fuliza Tariff Structure
Daily Maintenance Fees
The daily maintenance fee is charged on your outstanding balance according to the following structure:
| Outstanding Amount (KSh) | Base Tariff (KSh) | 20% Excise Duty (KSh) | Total Daily Charge (KSh) |
|---|---|---|---|
| 0 - 100 | 0 | 0 | 0 |
| 101 - 500 | 2.5 | 0.5 | 3 |
| 501 - 1,000 | 5 | 1 | 6 |
| 1,001 - 1,500 | 18 | 3.6 | 21.6 |
| 1,501 - 2,500 | 20 | 4 | 24 |
| 2,501 - 70,000 | 25 | 5 | 30 |
Special Offer for Small Amounts
If you're borrowing KES 1,000 or less, you get a three-day grace period with no daily maintenance fees. As long as you repay within those three days, you’ll only owe the 1% access fee.
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