MobileMoney.co.ke provides guides, charges, calculators, and resources for M-Pesa, Airtel Money, and T-Kash users in Kenya, but it is a third-party informational platform — not a payment service provider. Users must verify all transactions and consult official sources before acting. mobilemoney.co.ke cannot be held liable for any financial losses, personal harm, or incorrect transactions; verification is the user's responsibility. These Terms cover all required provisions, addressing legal, financial, privacy, and regulatory concerns.
1. Introduction
These Terms and Conditions govern your use of mobilemoney.co.ke. By accessing, browsing, or using any guides, calculators, charges, or other resources on this website, you agree to these terms, our privacy policy, and all applicable laws of Kenya.
2. Scope of Services
mobilemoney.co.ke offers:
- Step-by-step guides for M-Pesa, Airtel Money, and T-Kash use
- Charges and fee breakdowns for common M-Pesa, Airtel Money, and T-Kash transactions
- Calculators for estimating transaction costs and limits across these providers
- Resources and informational articles about mobile money in Kenya
mobilemoney.co.ke does NOT:
- Process M-Pesa, Airtel Money, T-Kash, or any other mobile money transactions or payments
- Act on behalf of, or represent, Safaricom, Airtel Kenya, Telkom Kenya, or any mobile money provider
- Guarantee the accuracy, completeness, or currency of third-party data, including charges or fees
3. User Responsibility and Verification
- Transaction Verification: Prior to completing any transaction based on website information (including calculated fees or guides), you must verify all recipient details, amounts, and account information directly via official channels — the M-Pesa, Airtel Money, or T-Kash app, an agent, or the respective provider (Safaricom, Airtel Kenya, or Telkom Kenya). The information on mobilemoney.co.ke is for reference only.
- No Liability for Wrong Transactions: mobilemoney.co.ke will not be held responsible for any loss, damage, or personal harm arising from incorrect, incomplete, or unverified transactions on any provider's platform. If you process a transaction using data from this site, you accept full liability and risk.
- Disclaimer: All fees, limits, guides, and resources are provided for informational purposes. Official rates and procedures may change without notice. Always confirm charges and policies directly with Safaricom, Airtel Kenya, Telkom Kenya, or your mobile money provider.
4. Legal Notice
In accordance with international and Kenyan laws on financial services and online consumer protection:
a. Accuracy, Trustworthiness, and Authority
- All guides and resources are created to maintain high levels of accuracy, trust, and authority on M-Pesa, Airtel Money, and T-Kash topics.
- Where possible, we reference official documents from Safaricom, Airtel Kenya, and Telkom Kenya, along with regulatory sources; however, you are responsible for verifying with primary sources.
b. Limitation of Liability
- mobilemoney.co.ke, its owners, contributors, and partners disclaim all liability for losses resulting from error, omission, delay, interruption, data breach, or reliance on this site's information, regardless of which provider that information concerns.
c. No Financial Advice
- The website does not offer financial or legal advice. All calculators, articles, and guides are for informational use and should not be relied upon for critical financial decisions.
d. Regulatory and Data Protection Compliance
- mobilemoney.co.ke processes any user data in compliance with the Kenya Data Protection Act and will not share, sell, or misuse personal information.
- If any personal data is collected (for example, contact forms or comments), users are informed of their rights, the purpose of data collection, how it may be used, and their options to opt out.
e. Eligibility and Site Access
- Services are intended for users aged 18 or older and resident in Kenya.
- Users agree not to use the site for unlawful, misleading, or fraudulent purposes.
- mobilemoney.co.ke reserves the right to suspend or deny access at its sole discretion.
5. Information and Fee Data
- All M-Pesa, Airtel Money, and T-Kash fees and charges displayed on mobilemoney.co.ke are sourced from publicly available, official sources. Charges may vary depending on the transaction type, recipient's registration status, and current policies, including periodic adjustments by Safaricom, Airtel Kenya, and Telkom Kenya.
- The calculators provided offer estimates only. Actual fees may differ, and the website disclaims responsibility for financial differences.
6. Third-Party Links and Resources
- mobilemoney.co.ke may provide links to Safaricom, Airtel Kenya, Telkom Kenya, the Central Bank of Kenya, and other official resources for further verification and support.
- Third-party links are for user convenience; mobilemoney.co.ke is not responsible for their content, security, or privacy practices.
7. Updates and Amendments
- mobilemoney.co.ke reserves the right to amend these Terms and Conditions at any time. Updates will be posted to this page and effective immediately.
8. Governing Law
- These Terms are governed by the laws of Kenya. Any disputes shall be resolved through the courts of Kenya, unless subject to arbitration as required by law.
9. Contact and Support
- For questions about these terms, privacy, or reporting errors in guides or calculators, contact us via the website's contact page or email provided.
10. Summary Table: User Responsibilities and mobilemoney.co.ke Liability
| Area | User Responsibility | mobilemoney.co.ke Liability |
|---|---|---|
| Transaction Verification | Must verify recipient and details before payment, on any provider | None (Informational only) |
| Fee Calculation | Verify final fee with official provider | None (Estimated only) |
| Data Protection | Provide data only if informed of use/purpose | Protect user data per law |
| Errors and Omissions | Notify mobilemoney.co.ke via contact page | Will update but not liable |
| Use of Guides/Calculators | Reference only; do not act without verification | None (Reference only) |
By using mobilemoney.co.ke, you acknowledge and accept these Terms and Conditions.
Disclaimer: mobilemoney.co.ke is not Safaricom, Airtel Kenya, or Telkom Kenya, does not process payments, and all content is subject to verification. Users bear full responsibility for their financial security and are urged to confirm all transaction details and charges with official sources.